Discover ING Bank
At ING we encourage you to `do your thing`, to do more of what you love. This is also the way we articulate our promise to offer frictionless banking.
Active in Romania for more de 25 years, ING Bank pioneered the local banking industry, bringing innovation in the life of its customers. Currently, ING is the 4th bank in the local markets, based on the assets and is a universal bank with 1,6 million clients from three business segments: individual clients (Retail), SMEs and Mid-Corporate clients and Wholesale Banking.
Join us! Together we`ll empower people and organisations to realise their own vision for a better future.
Mission
Contributes to achieving excellent financial performance and outstanding client satisfaction in relation to ING’s lending activities for international clients’ portfolio. Responsible for continuous improvement of own client portfolio development with regard to volumes, returns, risk monitoring and for the overall lending process efficiency and delivery, as part of a team.
Your day-to-day
- Together with the relevant deal team members, engage in client meetings and internal discussions aimed at proper structuring of lending and other credit risk related products for the assigned portfolio of clients and prospects;
- Participate in Greenlight committees’ meetings and support deal presentation and argumentation;
- Prepare the required credit applications throughout the life cycle of loans, discuss and support the respective credit proposals with risk management and/or mandate holders and actively follow up to get the approvals in due time;
- Participate in the negotiation of loan documentation and follow up to obtain necessary approvals;
- Monitor, post implementation, the development and financial performance of companies in the assigned industry /portfolio and actively observe compliance with contractual covenants, following up on possible warning signs and proposing remedies and corrective actions, if necessary;
- Follow up on data quality and regulatory reporting issues.
What you bring to the team
- Strong knowledge and relevant experience in corporate lending (at least two years of experience involving credit structuring and financial analysis for large, mid or small corporates)
- Analytical skills, thorough accounting and corporate finance know-how;
- Good client communication abilities (prior experience in client-facing positions is preferred);
- Understanding main market trends and developments;
- Proficiency in writing (English) and summarizing skills;
- Adaptability and execution speed;
- Results driven and can-do attitude;
- Self-starter and independence.
