Senior Risk Analyst in Constanţa

Python (nice to have) SQL (advanced) Hey! We are Twisto and we like to innovate the world of finance and payments. We believe in a digital cashless future and the heart of our business is a mobile app, which helps hundreds of thousands of our customers with their daily payments and keeps their finances under control. Learn more about us! What is going on at Twisto right now? We started in 2013 as the simplest deferred payment solution at online checkout. Today we are a daily payments app, delivering seamless omni-channel daily payments to customers across Europe. And you can help on our next journey of growth! We are looking for a new colleague to take the position of Senior Risk Analyst. As a Senior Risk Analyst in the Risk Team, you will own and manage the credit risk processes in Poland, while cooperating with business units and local partners. As Senior Risk Analyst you will be responsible for: Co-designing and updating policies and procedures to optimize credit risk in Poland; Managing the use of models that predict credit risk exposure in Poland; Preparing portfolio quality reports; Supporting the Country Manager in contacting and cooperating with local partners (e.g. credit bureaus); Collaborating with the Product and Development Team in designing and building new risk tools and processes; What do we offer: If you join us, you have a chance to develop in the Risk Twisto team. We connect the world of credit risk with the world of business thanks to a broad understanding of common challenges. We refine the decision rules based on the analysis of interesting data. We also participate in many challenges and projects between different units in Twisto. Working in the Twisto Risk Team gives you a lot of freedom in proposing new solutions. Thanks to the support of team members combined with independent thinking, this work allows for an active influence on the shape of the processes related to providing financing to Twisto clients. Benefits: A well-located office in the center of Warsaw in a renovated tenement house (Smolna 40) or the possibility of hybrid work (work in the office once a week); Flexible working hours; Cash equivalent due to hybrid work; Promoting a healthy lifestyle - we offer co-financed MultiSport card ‍♀️and private medical care , drinking☕️ and fruit daily in the office, team events, 6 weeks of vacation and 4 whatever days or 5 days of additional paid leave for parents after child birth , etc. What do we expect from you? Min. 3 years of experience in a similar position (in the area of credit risk) in the financial or fin-tech sector;Practical knowledge and daily use of SQL; Problem-solving attitude and decision-making skills; University degree (preferred fields of study: economics, mathematics, quantitative methods, computer science and econometrics, etc.); Fluency in English (min. level B2); Sounds interesting? Please send us your CV in English.